Comprehensive Services, Designed for Your Family
Torrey Growth & Income Advisors is a fiduciary financial advisor providing high-net-worth families with integrated, fee-only wealth management — combining disciplined investing, strategic planning, and deeply personal service. We believe our clients are united by a desire to align their wealth with their principles and to create a positive impact for future generations.
Our Services
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Investment Management for High-Net-Worth Clients
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Comprehensive Financial Planning
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Personalized Client Care
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Estate and Tax Planning Strategies
Investment Management for High-Net-Worth Clients
Purpose-Driven Portfolios. Long-Term Value.
We design and manage investment portfolios focused on capital appreciation and risk management through changing markets.
Each portfolio is built to reflect your goals, time horizon, and risk tolerance — with an emphasis on disciplined execution, tax efficiency, and, at your preference, socially responsible strategies that seek to align with your values.
Our approach includes:
Comprehensive portfolio integration that considers other assets such as workplace retirement plans, partnership shares, and legacy holdings.
Tax-aware investing using asset location and tax-loss harvesting.
Options strategies such as covered calls, cash-secured puts, and structured overlays when seeking income, efficiency, or liquidity.
Active monitoring & rebalancing to keep your portfolio aligned with your objectives.
We stay grounded in long-term value while helping you navigate uncertainty.
Comprehensive Financial Planning
Life-Centered Planning. Informed, Confident Decisions.
Your financial life is dynamic — and your plan should be too. We create a personalized roadmap designed to evolve with you, guiding decisions on investments, taxes, insurance, and retirement so each step supports your bigger picture.
Core planning services include:
Comprehensive investment and risk analysis to evaluate portfolio alignment, diversification, and exposures.
Retirement modeling and scenario testing that explores multiple “what-if” outcomes to help you prepare for future possibilities.
Tax strategy development designed to identify opportunities for improved after-tax outcomes.
Insurance reviews and coverage analysis to assess protection strategies and help safeguard what matters most.
We bring structure and clarity to your financial life in an effort to help you move forward with confidence.
Personalized Client Care
A Relationship That Lasts for Generations.
At Torrey Growth, you know who you’re working with — and we know you.
Our clients value the stability and trust that comes from working with an advisory team and firm built for the long term. Many of our relationships span decades and extend across multiple generations of the same family. We’ve guided clients through life’s most meaningful — and challenging — transitions, from welcoming the next generation into the fold to navigating the loss of a loved one.
We find this continuity allows us to anticipate needs, provide proactive guidance, and be there when it matters most. Our objective is simple: to be your family’s trusted fiduciary financial advisor and long-term financial partner, year after year, generation after generation.
We build build long-term trust with our clients.
Estate & Tax Planning Strategies
Protecting What You’ve Built. Preserving What Matters Most.
Estate and tax planning is about more than reducing liabilities — it’s about positioning your wealth with the goal of supporting your family and priorities for years to come. Working with your attorneys and CPAs, we:
Coordinate trusts, beneficiary designations, and asset titling to help align ownership structures with your estate plan.
Develop withdrawal and asset placement strategies designed to enhance tax efficiency and long-term flexibility.
Structure gifts, education funding, and charitable giving in ways that reflect your family’s goals and philanthropic values.
Provide guidance through life transitions such as inheritance and succession planning to help you navigate complex financial decisions.
We work collaboratively to help protect your family’s wealth and provide clarity and confidence to the next generation.
Impact & Legacy
Aligning Wealth with Purpose. Creating Lasting Change.
Your wealth can do more than grow — it has the potential to create enduring impact. We help you define the legacy you want to leave, aligning your investments and philanthropy with the causes you care about most.
We support our clients in:
Values-based and sustainable investing across thematic areas such as the global energy transition and climate solutions.
Lifetime giving strategies that may include donor-advised funds, charitable trusts, and gifts of appreciated assets.
Legacy planning through bequests, trusts, and foundations to help structure long-term wealth transfers.
We help you design a financial legacy that supports the people and purposes that matter most.
Schedule a call to discuss your financial goals
Images shown on this page are for illustrative purposes only and do not represent actual clients of Torrey Growth & Income Advisors. See our Disclosures for more information.